HOME > OUR THINKING > Banking & Financial Services > EVENTS

European Bank Financial and Credit Analysis

Produced by the Knowledge Center, expert training from S&P Global Market Intelligence

With such an eventful, at times, unpredictable 2016, many will be holding their breaths to see what transpires throughout 2017: How will President Trump’s policies shape financial markets? What will happen to European and global economies once the U.K. triggers Article 50? Furthermore, with impending elections in Germany and France, along with political turmoil in Italy, the political, economic and social landscapes could be transformed. As a result, developing the key skills for analyzing banks is now more important than ever.

European Bank Financial and Credit Analysis gives you the foundational framework to help you succeed in the endeavor.  We will teach you frameworks for analysing the industry and individual institutions from the top down, and from the bottom up. You'll learn what lenses to apply and how to apply them.

Coursework for the programme is a balanced mixture of formal teaching, open questions, brainstorming, presentations and exercises, plus real life examples and case studies. Participants work in groups, with the room arranged in cabaret style. You can expect to rotate around the room and be looked to for a high degree of participation.

There is an additional benefit as well; European Bank Financial and Credit Analysis provides an opportunity to meet peers from across the financial services industry., including investment banks, asset managers and commercial banks. 

Session One – Introduction to Bank Financial Accounting and Reporting
Session Two – European Bank Credit Analysis

Choose the session(s) that fit your needs:

We divide this three-day course into two sessions: an introductory day-length programme, followed by a more intensive two day programme for industry practitioners who already have a firm grasp of the basics of bank analysis.  

The one-day session, Introduction to Bank Financial Accounting and Reporting, is intended for those with little or no knowledge of financial institution financial statements. You will examine the income statement and balance sheet in detail and see how the profile of the statements differs, depending on the type of financial institution. You will also work through the requirements and typical contents of a bank’s annual report. This session is scheduled just prior to the two day course.  

The two-day session, European Bank Credit Analysis, provides delegates with the necessary analytical tools to undertake effective analysis of banks. The programme assumes a basic knowledge of the structure of banks’ financial statements and of the key ratios used in the analysis process. We recommend that participants without this knowledge, or those who feel they require a refresher, first attend Session One: Introduction to Bank Financial Accounting & Reporting.

Delivery is characterised by numerous practical exercises, examples and real life case studies. Participants can expect a high degree of participation and interaction.  

Learning objectives:

  • Demonstrate familiarity with a bank’s financial statements and key ratios
  • Understand key accounting standards and how a bank’s ratios are impacted by management estimates in applying these standards
  • Evaluate the risks a bank faces from the points of view of investors, creditors, counterparties and regulators
  • Analyse banks from the “top-down”, identifying potential macro/industry factors that impact performance
  • Apply frameworks to perform a “bottom-up” analysis of individual banks’ unique strengths and weaknesses
  • Undertake effective analysis of a bank's financial health, stability, and general credit worthiness as a borrower or counterparty


Session One, Introduction to Bank Financial Accounting and Reporting, assumes little or no knowledge of the financial statements of banks or other financial institutions.  

Session Two, European Bank Credit Analysis, presumes familiarity with accounting and finance concepts, as well as a working knowledge of banking business models and bank financial statements.


Simon Green

Capital City Training

Simon graduated from Birmingham University and subsequently gained both an MBA and qualified ACIB. Simon has extensive experience as a commercial banker with Nat West, Chartered Trust (part of Standard Chartered) and Hill Samuel and as a trainer through BPP and his own training company GW Training. During his fifteen year banking career Simon has been involved in credit risk analysis and management; credit policy formulation; business development; relationship management and corporate recovery and restructuring.

He has a long banking experience, starting as a graduate trainee at Nat West and working as a manager in one of the bank’s first-ever corporate banking centres. Simon then moved to Chartered Trust where he was a senior credit analyst/credit manager. Beginning in a small specialist corporate banking and corporate finance team which, at the time, was involved in property investment and development, Simon became involved in the more specialist areas of stocking and leasing finance and also became a member of the bank’s regional credit committee. He then moved to Hill Samuel as a Corporate Banking Manager with specific responsibility for business development in the South Wales Region.

Simon was involved in formulating and establishing the bank’s strategy and policy for the region, as well as business development and relationship management. Following on from this role, Simon moved into the corporate recovery group where he successfully managed the recovery of a loan portfolio in excess of £400m.

He has over seventeen years' experience as a full-time trainer, covering a broad range of corporate banking areas, including credit analysis (both corporate and banks), cash flow analysis, financial modelling, documentation and legal issues, problem loan management, corporate funding, corporate strategy, fundamentals of corporate finance, and understanding accounts and accounting issues.During this time, Simon has been involved in major in-house training programmes at a wide range of international banks, insurance companies and supranational agencies. He has also run open course programmes and specific individual courses, delivered on a global basis. In addition to delivering professional training programmes, Simon has also been involved with several academic institutions and is currently an external assessor on the Cardiff University MBA Programme.

European Bank Financial and Credit Analysis Agenda

View More

Downloads & FAQs

European Bank Financial and Credit Analysis: One Pager

Who Attends?

European Bank Financial and Credit Analysis is designed for those relatively new to this specialist area and for those who wish to build upon analytical skills developed to date in the work place. It is very practically orientated, with numerous exercises and real life case studies. Newer entrants to the banking sector workforce and those seeking a refresher in bank financial statements should consider registering for the full three day programme.

What is your cancellation policy?

Cancellations for this program are eligible for a full refund, less a £100 administrative fee, if received at least 15 business days prior to the start of the program. Cancellations received after that date but at least 5 business days prior to the start of the program receive a credit in the amount of the registration fee, less a £100 administrative fee, to attend another Knowledge Center program within 13 months. Cancellations received fewer than 5 business days prior to the start of the program are not eligible for a refund or credit. Attendee substitutions from the same company may be made at any time.

In the event of a cancellation from a group discount, refunds or credits are issued beginning with the most heavily discounted price, minus a £100 administration fee.

"No shows" – or those who cancel within 15 days of the program – and have registered under the Invoice option, remain liable for the full program fee.

The Knowledge Center reserves the right to cancel/change programs, content, speakers or venue at any time. The Knowledge Center reserves the right to make portions of the program registration information available to program sponsors. The Knowledge Center will not be held liable for any costs incurred by registrant due to individual registration cancellation. In the event that a seminar is cancelled due to inclement weather, faculty cancellation or force majeure, the Knowledge Center will refund the registrant's tuition in full, however the Knowledge Center  will not be liable for incidental or consequential out of pocket expenses incurred by the registrant. If you have questions regarding the Knowledge Center  refund, complaint or program cancellation policy, please call us at (434) 951-7786.

Registrant, as an individual person attending a Knowledge Center conference, seminar, or other program, hereby grants permission to the Knowledge Center to use and publish his or her image, likeness, or testimonials collected in connection with the program for advertising and trade purposes in connection with the Knowledge Center’s conferences, instructional, and/or marketing activities.

Continuing Education Credits

Up to 18.5 Hours of Continuing Education Credit
As a participant in the CFA Institute Approved-Provider Program, SNL Knowledge Center has determined that this program qualifies for up to 18.5 CE credit hour(s) as granted by CFA Institute (April 24 : Day 1 = 6 hours, April 25-26 : Day 2-3 = 12.5 hours). If you are a CFA Institute member, CE credit for your participation in this program will be automatically recorded in your CE tracking tool.
Mar 09, 2016